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Savings.
3 Comments
I am in shock over what I heard over the radio this morning. I heard that a lady in her late 20s, probably early 30s, doesn’t have any savings in her account? Over the past few weeks, I have been reading a lot of articles of young Malaysian over spending and owing credit card money that leads to bankruptcy. It is a norm, not to pay the full amount of their monthly credit card bills. WHAT??!! Oh no, what has gotten into this generation of Malaysian youth or adults, where are their value of savings?
When I was very young, my mother has already taught me to save. She will take me and my brother to the bank. I remembered my first coin box from Chartered Bank, it was a Donald Duck coin box. Why don’t they give that anymore?
Now I am passing the value to my children. I will open a bank account for my children after they are born. All the baby shower angpows, birthday angpows and Chinese New Year angpows will go into their bank account. I will also ensure that if I give them pocket money in the future, 10-20% will go into their savings.
Actually my hubby and I do not want to be rich in the worldly sense. As long as our family is happy, living comfortably and having fun all the time. We never argue or have issue with our financial. By the way, we have joint account, everything goes into and out of the account. We trust each other.
Published on June 8, 2005 · Filed under: Parenting;
3 Responses to “Savings.”
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Totally agree with you, sometimes I also surprised by those younger generation who earn around RM1K can drive a nice car, wearing designer dress and so on…sound like I am very old….oh no……I am too in the “young generation”, hehehe! My only debt is housing loan and no more.
I am doing the samething for my gal, already have a saving account for her with all her Ang Pows banked in.
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Papi said on June 8th, 2005 at 5:06 pm
I aslo had that Donald Duck coin box.
The younger generation (most of them) do not have to worry about money. They are not under pressure to save for the future, because to them, it’s easy. Ask from Daddy or Mummy lar. But theydon’t realise what happen when they are all alone.I am doing the same for Yiyi, and u’ll be surprised she is ‘richer’ than me!
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Jazzmint said on June 13th, 2005 at 11:02 pm
hehe…..well I have the same thinking as u. My first coin box was from Maybank, the tiger LOL…
but sad to say, parents are so broke, we pinjam’s faythe money for now…she was so rich when turned fullmoon+CNY!!! But I promise myself, I will return that…and oso save some money for her every month 🙂
